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The ISCA is pleased to offer group medical, dental, vision and life insurance through Lifestyle Health Plans. There are sixteen different benefit levels (see Lifestyle Health Proposal sample group PDF) available to meet a wide range of benefit needs and premium ranges (when you apply, all sixteen benefit plans are quoted for your convenience, along with the ancillary plans). All plans offered are fully funded insurance plans, meet ACA guidelines and qualify as credible coverage.
Group insurance is available to employer groups of two or more employees; the plan may not cover individuals on their own. Spouses in a family-owned practice may be considered two employees with completion of separate applications for coverage. An employer will need to have roughly half of their eligible employees participate, unless all have current legitimate coverage. Employees that have coverage through a spouse, are on a subsidized health plan like Medicaid, have Medicare or are part-time need not be offered coverage. Employers may request effective dates according to group size:
· Employers with 2 or more employees-first of the month, any month of the year.
The application process is easy and the ISCA have endorsed selected insurance professionals to work with you (please see the ISCA contact list). The application usually takes 10-15 minutes for an individual to complete.
For your convenience you may search Sagamore network to find providers near you before you apply, go to: Sagamorehn.com
1. On home page, middle section, Click find a Doctor
2. Review guidelines then click "Done"
3. Read the directions regarding your search options
Given the current options available to small employers and families as a result of the changes in the insurance market, the ISCA encourages you to inquire about these exciting new programs.
Click HERE for the informational flyer.
Click HERE for the Insurance Contacts Sheet.